Our auto loan program caters to individuals with all credit – good or bad. New cars, used cars, trade-in's, we can help.
Takes less than 5 minutes. No obligation to proceed. All credit types welcome.
Secure & private · No obligation to proceed · 100% free to check
* Payments are for illustrative purposes only. Actual terms vary.
We've streamlined everything so you can go from application to driving away as fast as possible.
Answer a few questions about your situation. Takes under 5 minutes and all credit types are welcome.
We connect you with a certified dealer from our 500+ partner network who can work with your credit and budget.
Work with your dealer on payments and vehicle selection. Many customers drive away the same day.
Over 50,000 customers accepted. Here's what a few of them had to say.
"Everything was completed in 48 hours which blew me away. I filled out the application and received a phone call within about 3 hours. I answered some questions, set an appointment and had a new truck shortly after. Thank you!"
"I have bad credit and have been turned down several times and really was about to give up. It really does seem that not all dealerships want to help you — I was matched with one that not only did help but wanted to help."
"I was pretty skeptical initially. We worked with Jamie at World Group and he made the loan process really clear — most of it was done over the phone which helped a lot. We love our new Hyundai!"
Apply and rest assured you'll get the best experience purchasing your next vehicle. We take great pride in helping customers get back on track and on the road.
Our auto loan advisers are available across the United States ready to help with your financing needs, no matter your credit situation. It's your time to drive.
The entire application takes less than 5 minutes. With our real-time acceptance system, we offer same-day loans, same-day appointments, same-day success.
Our simple, seamless process gives you the best opportunity to get accepted, even with bad credit. We work for you, not against you.
Our nationwide network of in-house lenders and buy here pay here dealerships means you can drive away in your vehicle the same day.
We work with scores from 500+. Our acceptance rate for 550–639 scores is 90–93%.
Typically ~15%. Trade-in value counts 100% toward your down payment.
We count all verifiable income. Minimum ~$1,800/month gross.
Most applicants hear back within a few hours of submitting.
Your data is encrypted. No in-person visits required to get accepted.
Nationwide network of certified dealers ready to work with your budget and credit profile.
Not all car dealers are created equal when it comes to bad credit auto lending. You need the right lenders, strong bank relationships, and access to vehicles that fit your situation.
Complete Car Loans only partners with dealerships that have all of this in place, so your time is never wasted and you can get your new or used vehicle. It's time to drive!
Often processed same day. No in-person visits needed. Handle everything by phone, email, or text.
National buying power means we negotiate for you. Good or bad credit, we find options.
No application fees, no processing fees. Cars, trucks, SUVs. Flexible loan amounts available.
Previous financial challenges don't have to stop you from getting behind the wheel.
68% of customers who disclosed a past bankruptcy were still accepted for auto financing through our network.
A past repossession doesn't automatically disqualify you. With approximately 20% down, we can often find a path forward.
72% of first-time buyers with no credit history were accepted, often with a co-signer to strengthen the application.
The most common questions from customers in your situation.
*Acceptance rate based on completed applications submitted through our network. Individual results vary based on credit profile, income, and down payment.
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What You Qualify For?
Over 50,000 customers have found financing through our network, many after being turned down elsewhere. It takes under 5 minutes to check your options, and there's no obligation to move forward.
Get Started. It's Free.